The Fishy card is one I made a little while ago. It is a window card and has window plastic over the images and the sand. I have used Stampin' Up! Fishy Friends set and the co-ordinating Fishy Wheel.
THe flower card also has a cut out window but no window plastic, The leaves and bee are mounted on 3D foam on to the background. I have used Stampin' Up In Full Bloom set and the Leaf Prints Wheel for this one. The images are all gold embossed and the flower centres have gold micro beads. I could not find my gold leafing pen to edge with so had to gold emboss the white edges - not a good look I am afraid!